Taking the first step toward buying a new car can feel like the biggest challenge, but it doesn’t have to be. Getting pre-approved for your auto loan is the way to start getting behind the wheel of your new car. Pre-approval gives you a clear understanding of your budget and shows you what competitive rates you qualify for before you even pick out your new Ford F-150 or Explorer. Here at Christi Hubler Ford in Logansport, IN, we are committed to providing transparent, easy, and fast financing to get you on the road sooner.
Utilize Our Secure Online Credit Application
We know your time is valuable, which is why we’ve placed our secure credit application right on our website. This is the fastest way to get the pre-approval process underway from the comfort of your home. The application requires basic personal information, employment details, and residency history. Once submitted, our team immediately begins reviewing your information to find the best possible financing options available.
Understand the Financial Documents We’ll Need
To finalize your paperwork at our Ford dealer, we will need a few key documents to verify the information you provided in your online application. Have prepared in advance a valid driver’s license, proof of insurance, and proof of income, such as recent pay stubs or tax returns for a swift transition from pre-approval to ownership.
Determine Your Ideal Budget and Down Payment
A critical part of preparing to buy a new car is knowing exactly what you can comfortably afford. We recommend using our payment calculator tool to determine a monthly payment that fits your budget. Providing a reasonable down payment can significantly improve your loan terms and lower your overall car payment.
Reviewing Your Pre-Approval Terms and Options
Once you are pre-approved, we contact you to discuss the terms and various options we have secured for you. We partner with multiple trusted lenders, including credit unions and banks, to ensure you receive a competitive rate. We will carefully walk you through the Annual Percentage Rate (APR), loan term length, and any special offers from Ford Credit. Our goal is to offer you a transparent finance package that you feel comfortable signing.
Leveraging Your Pre-Approval for a Better Car Shopping Experience
With a pre-approval in hand, you have greater negotiating power on your next vehicle. Knowing your maximum loan amount allows you to shop confidently within your means. This clarity eliminates guesswork and makes browsing to signing easier for you. Shopping at our Ford dealer with a plan is the best way to secure your new vehicle purchase.
By taking a few simple steps online and gathering your essential financial details, you give our Christi Hubler Ford team the tools we need to secure the best car loan possible for you. We pride ourselves on transparent financing and guaranteed approval options for various credit situations. We invite you to visit our Logansport, IN, location or complete our secure online finance application today to discover how easy it is to drive home in a new Ford.
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